- Health Insurance
Health Insurance
Health Insurance is also known as Mediclaim. It helps you to cover expenses related to hospitalisation arising out of any accident or medical disease. Once you buy Health Insurance, all or part of your expenses incurred in hospital will be paid by the Insurance company.
Individual Health Insurance
Family Floater Health Insurance
Group Health Insurance
Top Ups
We have insurance cover that takes care of the excess payment that may arise due to any illness, over and above your existing Health Insurance policy. Even if you don’t have Health Insurance, you can opt for the Top up and get covered beyond the deductible chosen.
Senior Citizen Plans
Turning sixty is a major milestone. It’s the time to start being more careful about one’s health as a medical emergency can result in financial crunch. Our Senior Citizen insurance plans can help you overcome this crunch.
- Health Insurance Policy
What to look for in Health Insurance?
Insurance Cover
Medical Expenses are increasing day by day therefore you should buy insurance cover which is sufficient at the time of claim. Insurance cover of 10 lakh and above is a good cover to buy Health insurance.
Room Rent
Room Rent is the most critical feature of any Health Insurance Policy as it has direct effect on Claims. Look for Policy which has minimum of Single Private Room and preferably No Limit.
Co-pay
You need to be sure that insurance company is paying the complete bill at the time of claim therefore look for policies with 0% Copay clause.
Existing Disease Waiting Period
Waiting Period for any Existing Disease can lead to claim rejection if any claim arises between that period, therefore look for policies with least waiting period.
Cashless Hospital
You would not want to end up paying from your pocket first and than getting that reimbursed by insurance company after 15-20 days, therefore it is better to look for policy which has tie up with Hospitals in your area.
Premium
Most of the people give highest importance to Premium while buying Health Insurance but in fact you should evaluate your requirement first and than whichever insurer provide best value at the lowest price should be considered for buying health insurance.
- Health Insurance
Benefits of Health Insurance
1 Critical Illness or Major accident can wash away your hard earned savings of lifetime. Health Insurance helps you to keep your savings intact by providing financial assistance at the time of emergency.
Health Insurance not only covers treatment for accident, but it will also cover critical illness like Cancer, Heart Attack, Paralysis etc.
With Health Insurance you will not have to worry about financing the hospital bills for emergency situations like accident or any illness. You will have complete peace of mind without worrying about future.
Existing Disease at the time of buying the policy will have waiting period of 1-4 years but you can be rest assured as these will get covered after the waiting period is over.
Health Insurance will provide Cashless Treatment at the Network Hospital which means you do not have to pay hospital bills upfront from your pocket, insurance company will directly settle the hospital bills.
- Customer Feedback
We are focussed on establishing a long-term, enduring relationship with you, built upon mutual trust.
- From our Thought Leaders
