Travel Insurance

What is International Travel Insurance?

An international travel insurance plan protects you financially in situations like medical emergencies, losing checked-in baggage, missing a flight, and other crisis-like situations. Also, you can include add-ons such as accidental insurance, adventure sports injury, booking denial, and more in your International travel insurance plan to further enhance the coverage. 

A wide range of coverages is available under our foreign travel insurance. You can buy a plan for your solo trip or get your loved ones covered in a single policy while going on a family vacation. In fact, you can even customise coverage inclusions to buy a policy that will serve your specific needs on a foreign trip.

Who should buy International Travel Insurance?

International travel insurance is recommended for anyone planning to travel abroad. It is particularly important for individuals who want to ensure financial protection and receive necessary assistance while travelling outside their home country. Here are some groups of people who should consider buying international travel insurance.

Senior citizens

Elderly individuals planning international trips should consider purchasing overseas travel insurance tailored to their specific needs. It can provide coverage for age-related health issues and medical emergencies that may arise during the trip.

Adventure travellers

If you plan to engage in adventurous activities such as hiking, skiing, scuba diving, or extreme sports during your international trip, overseas travel insurance becomes even more essential. It covers medical expenses resulting from injuries sustained during such activities.

Business travellers

Individuals travelling abroad for work-related purposes should have international travel insurance. It provides coverage for trip cancellation, trip interruption, loss of passport, and other unforeseen events that can disrupt work plans.

Why do I need International Travel Insurance for my international trips?

If you’re planning to travel abroad without a travel insurance policy, have a look at these critical points.

According to reports, airlines lose about 28 million pieces of luggage annually.

3 flights were hijacked in 2021 alone.

Cost of medical facilities and treatments can be up to 8 times higher in foreign countries.

You may miss your flight for some reason.

Your flight may be delayed for some reason.

Many people become victims of travel theft on international trips, resulting in loss of travel funds.

Importance of International Travel Insurance

In case you are wondering whether to buy foreign travel insurance policy or not, the following points will give you clarity.

Mandatory requirement in some countries

You may be planning a trip to a country where International travel insurance is mandatory for tourists. Some of these countries include Schengen Countries (26 European countries), the United Arab Emirates, Australia, etc. 

Expensive medical services

The cost of medical treatments and consultation may be higher in a country you are planning to visit. So, having cheap overseas travel insurance on an international trip makes sense to cover the costs of such medical intervention if required. 

Potential loss of baggage

There is a chance of your baggage getting misplaced by the airline. A delay or loss of your luggage would increase your trip’s expenses. But you can protect yourself from this financial loss by starting your trip with an best international travel insurance plan that covers such losses.

Missed flight or delayed/denied boarding

Missing your flight or even delayed/denied boarding can cause financial loss. You may end up paying for new flight tickets and other reservations. Thankfully, you can cover these costs by purchasing an international travel insurance plan. 

Financial Emergency Cash

Losing your travel money can be stressful, so we can send you up to a certain amount from your friends and family in India to help you survive while you are away. 

Emergency support

International travel insurance provides assistance and emergency support services, ensuring help in unfamiliar situations. With access to helplines and travel concierge services, you receive guidance, medical aid, and peace of mind during your trip abroad. In a nutshell, a foreign travel insurance plan with the right coverages can be your financial protective shield while travelling to foreign countries. 

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